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Financial planning

See exactly when
you can retire
and live well doing it.

WealthNova models your complete financial picture: net worth trajectory, retirement income, tax-aware withdrawals, and Monte Carlo projections. Your data never leaves your device.

Start for free See how it works
Free forever plan · Data stays on your device
Overview
My Money
My Plan
Scenarios
Your retirement picture
On track to retire at 65.
Success Rate
87%
→ See full analysis
Projected at 65
$2.1M
Need $1.5M · +$600K
Retirement Income
$68K/yr
$5,667/mo
Current Net Worth
$150K
all assets
$3.5M $2.6M $1.8M $875K $0 35 40 50 60 65 70 Retire at 65 $2.1M
What's inside

Everything your spreadsheet
was trying to be.

Built for people who take their financial future seriously, without requiring a finance degree to use it.

100-year projection engine
Model your net worth from today through retirement and beyond, broken out by account type with real inflation-adjusted return rates.
Monte Carlo simulation
Run 1,000 market scenarios to understand your real success rate, ruin risk, and how downturns affect your plan.
Pro
Tax-aware withdrawals
LTCG-accurate retirement income accounts for capital gains tax, NIIT, and the standard deduction. Real take-home numbers.
Scenario comparison
Retire 3 years earlier? Increase savings by $500/month? Run side-by-side what-ifs and see the impact instantly.
Pro
Full asset tracking
Accounts, properties, alternative assets, and liabilities tracked together. Real estate equity, mortgages, and debt payoff timelines are all built in.
Your data stays private
All financial data lives in your browser and is never transmitted to our servers. Create an account if you want, but it's not required.
Privacy first
Pricing

Simple, honest pricing.
No subscription traps.

Start free with no time limit. Upgrade when you're ready, or pay once and own it forever.

Monthly
Annual Save 45%
Free
$0
Free forever, no credit card
  • Full projection engine (100 years)
  • All accounts, assets & liabilities
  • Tax-aware withdrawals (LTCG + NIIT)
  • Net worth chart with asset breakdown
  • Monte Carlo simulation
  • Scenario comparison
Get started free
Best deal
Pro / Annual
$79 /yr
$6.58/mo · cancel anytime
  • Everything in Free
  • Monte Carlo simulation (1,000 runs)
  • Scenario comparison tool
  • Social Security estimator
  • Life event tax calculator
  • Net worth history tracking
Start 14-day free trial
Pro / Lifetime One-time
$200
Pay once, own it forever
  • Everything in Pro
  • No renewal fees, ever
  • Early access to new tools
  • Breakeven vs annual: ~2.5 yrs
  • Priority support
  • Founder pricing, locked in
Buy lifetime access
FAQ

Common questions.

Yes. Your financial data lives exclusively in your browser's local storage and is never transmitted to our servers. Creating an account only stores your email for login purposes. No financial data is synced to the cloud. You remain in full control of your information.
Spreadsheets require you to build the model from scratch, and they break easily. WealthNova includes a purpose-built 100-year projection engine with real tax logic (LTCG, NIIT, state taxes), Monte Carlo simulation, and a live chart that updates as you type. It handles the complexity so you can focus on decisions.
The $200 lifetime plan includes everything in Pro: Monte Carlo simulation, scenario comparison, Social Security estimator, life event tax calculator, and all future Pro features as they ship. It is a single payment with no renewals. If you plan to use WealthNova for more than 2.5 years, lifetime is the better value.
Not at all. WealthNova works for anyone planning retirement, whether you are targeting age 65, pursuing early retirement at 45, or already retired and tracking your portfolio. The tool adapts to your situation.
Projections use real return rates (nominal minus inflation), accurate federal and state tax logic including LTCG brackets, NIIT thresholds, and the standard deduction. Monte Carlo runs 1,000 simulations with historically-grounded assumptions.

Your financial future is worth
planning properly.

Start for free in seconds. See your retirement number today.

Get started free
Free plan · Data stays on your device